It also allows you to compare projected and actual income and expenses, so, at a glance, you can see how well you’re sticking to your budget each month. This comprehensive budgeting template contains main categories, such as housing, entertainment, transportation, loans and taxes, and also plenty of subcategories to allow you to easily break down specific expenses. One good option to consider is the Microsoft Excel personal monthly budget spreadsheet. Microsoft Excel Personal Monthly Budget SpreadsheetĪs a heads up, if you’re interested in free Microsoft Office budget templates, you’ll likely find the majority in Microsoft Excel format, not Microsoft Word. Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. The good news is that if apps aren’t your thing, you don’t have to complicate your life by asking yourself, “How do you make a printable budget sheet?” See: How To Build Your Savings From Scratch 9 Free Budget Templates and Spreadsheets
And in a world full of budgeting apps that allow you to swipe and tap your way through your monthly budget, some people still prefer to use good, old-fashioned budget templates and spreadsheets. A 2022 survey found that 86% of people track their monthly income and expenses, up from 80% in 20 and roughly 70% pre-pandemic.
